Many people in West Virginia do not think much about what they will do after a car accident until they are in one. You might not feel like going through the hassle of waiting for the police to arrive. There is also the possibility of you feeling so confused that you forget to call them. Regardless of what you think or how you feel right after a motor vehicle collision, do not forget to file that police report.
If you plan to collect compensation for an accident that leaves you with property damage and injuries, you need a report. Here is some info on the importance of car accidents and police reports.
What to do before filing a police report at the scene?
The aftermath of car accidents is often chaotic. It is also the perfect time for you to be proactive to ensure you have all the evidence and information need to your claim if you plan on filing one. Get witness statements and contact information. If you have a smartphone or camera, take photos of everything at the accident scene. You should also take pictures of the driver’s licenses, vehicle plates and insurance cards of all motorists who were involved in the accident.
What is in a police report?
Once the police arrive, they will record their observations of the accident scene and take statements from witnesses at the scene and those involved in the accident. They will also collect witness statements and contact information. Other details that police reports contain include statements from all drivers, injuries, property damage, whether there was alcohol involved, if medical treatment was given, etc.
Police reports contain a wealth of information that insurance companies use to determine fault and make decisions on claims. Without a police report, it is possible for you to still have a valid personal injury claim. However, you might have a more challenging time proving your right to compensation and could end up with a lower settlement offer from your insurer.