Warmer weather and longer days mean more West Virginia motorcyclists on the roads. As excited as you may be at the thought of bringing your chopper out of the garage, it is important for you to understand the dangers you face when riding.
Motorcycle accidents are expensive. Riders are several times more likely to end up with serious injuries and die in collisions. Each time you ride your motorcycle, you risk your life and standard of living. Review the following information about steps you can take after the collision to improve the outcome.
1. Medical treatment can help you recover compensation
Injuries are common in motorcycle collisions. Get medical treatment even if you only have a few scratches and mild road rash. You might not notice or feel the symptoms of some injuries until some time has passed after the incident. Seeing a doctor is essential to rule out nonobvious and internal injuries and ensure you receive immediate and proper treatment. It is important to have medical documentation of your injuries. Failure to get medical attention can cause issues with your insurer. For example, the company may make a lowball offer or deny reimbursement for your medical bills.
You must complete all required treatment. If your motorcycle accident left you with serious injuries that require you to undergo physical therapy and other medical procedures. It is important for you to continue all treatments until your doctor says you no longer need them. Missing and skipping medical appointments can give your insurer an excuse to deny your claim or pay only a portion of your medical expenses.
2. Avoid falling prey to your insurer’s tactics
If you plan to file a claim with your insurer, you might want to get some legal advice first. Your insurer may require you to make a statement and sign documents before they process or pay your claim. Insurance companies want to make money. It is very common for them to offer the lowest possible payout on claims.
After dealing with the aftermath of your ordeal, you might feel inclined to accept the first offer the insurance company makes and be willing to do whatever it tells you. Review all documents and do not agree to anything. Your attorney may be able to help you get a larger settlement offer.